Planning for retirement can conjure up a number of emotions ranging from excitement to fear and everything in between. Like other daunting but necessary tasks, preparation can lead to a positive outcome.
Before retirement, consider using a budget to track income and expense cash flows. This can be accomplished using traditional pencil and paper or low cost smartphone apps.
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Ryan Fox is a partner / owner of Huston-Fox Financial Advisory Services, a fee-only trust consulting firm, in Gettysburg, Hanover and York. 717 398-2040 or [email protected]